Which is wiser? — There is no general answer to this question. Instead of giving you an argument that tells you what to do, I will share contexts that require different answers and why those answers are the right course of action. 1. Dream House; High Rate In this scenario, I am assuming the house on the mortgage is…

Inspired by a deceptive TikTok video — Someone talked me into joining TikTok the other day and I came across a video on the app that kind of triggered me… It was an interview where one guy was interviewing a rich (fairly famous) dude. Not the braggadocios kind of rich, it was the subtle opulence. The kind…

A cheerful Christmas song — Several months back, I challenged myself to write a song as good as Mariah Carey’s All I Want For Christmas Is You. And I did. One thing led to another and I decided to record it too. And today, I feel it’s a natural sequel to the Mariah Carey hit…

Anyone can do the same — I have seen it so many times — people making good investments but getting poorer. Instead of getting richer, their investments make them spend more money. So, in the end, it was a loss and not a profit. You have to understand that if it doesn’t bring money into your…

A life lesson in entrepreneurship — Here comes the curse of using personal branding to propel large companies. The trend has been growing significantly in recent years. Telsa’s valuation won’t be what it is without Elon Musk at the helm. But feeling the brunt of that directly is Bumble, as Whitney Wolfe Herd steps down as…

And why they stay in the shadows — There are five levels of entrepreneurship in the global business world today. The first level is bootstrapping — where your money to run the business, usually in a very small and limited way. The second level is where you get someone to invest capital in the business (mostly because can’t…

It is leading the world into disaster — I was wondering why the world was in such a huge economic mess. That led me into the rabbit hole of studying economic theory. And then I realized that the world follows the Keynes economic theory. This made everything clear. That economic theory is leading to an economic disaster. Let…

Was Wolfe Herd quietly ousted? — Shares of Bumble have sunk more than 80% since the IPO in 2021. I remembered the Bumble IPO days when everyone hailed Whitney Wolfe Herd as the youngest self-made billionaire. Her net worth has since fallen drastically. My concern here is why leave the CEO job now? Economic Implications This is arguably…

The iPhone is not really the villain here — On the surface, things look good with the fourth quarter fiscal year Apple report. This included sales and numbers for July, August, and September 2023. And you can recall that the iPhone 15 was launched in September. So, there are some early iPhone 15 sales captured there. However, if you…